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How Billing and Wallet works

Billing and Wallet Management in emSigner

Overview

emSigner uses a hybrid billing model that combines subscription-based counters with a prepaid wallet system. This approach provides flexibility for predictable usage (such as users and envelopes) while enabling pay-as-you-go consumption for value-added and third-party services.


Subscription Counters

User-Based Counters

User-based subscriptions are measured by the number of active users enabled on the platform.

  • Only users who are enabled and can log in are counted.

  • Deactivated users are excluded from billing.

  • User counters reset or renew based on the subscription term.


Envelope-Based Counters

Envelope-based subscriptions are measured by the number of envelopes sent for signature.

  • An envelope represents a document or set of documents sent to one or more recipients.

  • Envelope counters are consumed when an envelope is created and sent.

  • Envelope usage is tracked in real time and reflected in subscription usage reports.


Wallet-Based Billing

emSigner Wallet

For services not covered under subscription counters, emSigner maintains an internal wallet.

  • The wallet operates on a prepaid balance model.

  • Wallet balance is consumed based on actual service usage.

  • Administrators can monitor wallet balance and transaction history.


Services Charged via Wallet

The wallet is used for billing the following categories of services:

  • Third-party eSignature services

  • Qualified Electronic Signature (QES) providers

    • European Union Qualified Trust Service Providers

    • India-based Qualified Electronic Signature services

  • Messaging services

    • SMS notifications

    • WhatsApp notifications

  • eStamping services

    • Government or authorized eStamping providers

Each usage event deducts the applicable amount from the wallet in real time.


Pricing Model

Default Pricing

emSigner maintains default price points for all wallet-based services, which apply unless otherwise agreed.

  • Pricing is defined per transaction, message, or signature event.

  • Charges are applied automatically upon service consumption.


Customer-Specific Pricing

For enterprise customers, custom pricing may be configured based on:

  • Expected or committed volumes

  • Geographic scope

  • Service mix (for example, QES + SMS + eStamping)

Customer-specific pricing overrides the default rates and is applied transparently during wallet deduction.


Wallet Recharge & Balance Management

  • Wallets can be recharged through approved payment methods or invoicing arrangements.

  • Low-balance alerts may be configured to avoid service interruptions.

  • If the wallet balance is insufficient, wallet-based services may be temporarily unavailable until the balance is replenished.


Usage Visibility & Reporting

Administrators can access detailed reports that include:

  • Subscription counter usage (users and envelopes)

  • Wallet transaction history

  • Service-wise consumption breakdown

  • Applicable pricing per transaction

These reports support cost tracking, reconciliation, and audit requirements.


Important Notes

  • Subscription counters and wallet balances operate independently.

  • Consuming a wallet-based service does not affect user or envelope counters.

  • Pricing changes or custom rate configurations require confirmation through emSigner support.


Need Help?

For wallet recharges, pricing clarification, or enabling additional services, please contact your emSigner administrator or raise a request through the emSigner Support Portal.

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